3 Must-Haves to Plan on a Budget (for Under $10)

The planning craze is here to stay, but let’s face it, this trend is definitely for those with pennies to spare. With all the stickers, pens, inserts, binders, discs, and other “must-haves,” it’s easy to build up debt and lose control. Since I am focusing on financial health in the upcoming year, it’s essential for me to watch where my money goes. That means, utilizing the things that I have in my house to plan on a budget more feasible.

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